If you do some reading on financial management online at reputable sites like http://www.kiplinger.com, you can get some really great advice as well as insights. One thing I’ve learned is, the most important asset I have isn’t my car, or my retirement account or even my home, and yours probably isn’t, either. It’s the ability to earn income. That’s pretty incredible when you think about it. Of course, if you asked anyone who’s retired, they could probably tell you this from personal experience. It’s a big motivator if you’re lagging behind in retirement planning to think about the time when you’ll no longer collect a paycheck.

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